Insurance to fuel your
Smoothie King success

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An insurance program designed
for Smoothie King franchisees

Designed with your specific business risks in mind, the Smoothie King Insurance Program, administered by Lockton Affinity, offers coverage to meet your exact needs.

Plus, with the goal of lowering your overall insurance costs and a streamlined application process, you can get coverage quickly and at a reasonable price.

The right blend of coverage

To start, our package policy combines some of the most needed products for Smoothie King franchisees, including:


Covers your building and what you keep inside it, including equipment, furnishings and more.


If the event a fire or break-in disrupts business operations, this coverage will help make up for lost income.


Protects your organization from lost wages and medical costs you may have to pay to an employee who was injured on the job.


Provides protection from third party claims alleging damages for incidents such as bodily injury, personal injury or property damage.

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Additional products

Beyond the standard package, you have access to additional products that may be required to fully protect your franchise.

Commercial Auto Umbrella Liability
Cyber Liability Employment Practices Liability

Program benefits

When you partner with Lockton Affinity, you will receive:

A blend of
comprehensive coverage

Working directly with Smoothie King, we’ve tailored coverage to meet your exact needs and requirements—crafting the perfect blend of comprehensive coverage.

A menu of affordable choices

Leveraging the size of the Smoothie King network and our 35 years of experience providing insurance to franchises, you receive access to a variety of affordable and dependable insurance options.

A team of insurance experts

Lockton Affinity has a dedicated service team to support you whether you have a complex claim or a simple question. We will advise you on best practices for reducing claims and offer recommendations to adjust your practices.

About Lockton Affinity

With more than 35 years of experience designing tailored insurance programs for franchises like Smoothie King, we know what it takes to offer affordable, comprehensive coverage.

Plus, our dedicated team also understand the risks you face whether you are a first-time franchise owner, have been in the business for years or have multiple locations.

Contact us

If you have any questions about obtaining or servicing your insurance, please give us a call at (866) 222-2649 or complete this form.

Phones are answered Monday through Friday, 7 AM to 5:30 PM (CST).